The vast majority of borrowers are managing their student loans
successfully. Student loan servicers are on the front lines helping.

  1. Delinquency and default rates have steadily and significantly declined since the recession.
  2. Enrollment in income-driven repayment plans has more than tripled since 2013.
  3. For most borrowers, student debt is manageable and results in a valuable investment in the future.
  4. Graduation, not debt balance, is a leading predictor of payment success.
  5. Contact is key to preventing default.