Federal law establishes the precedent for the federal Department of Education’s (ED) management and oversight of the federal student loan programs, and federal preemption of any conflicting regulations at the state level. Recently, ED published a notice in the Federal Register clarifying the federal government’s interest in this area. The Student Loan Servicing Alliance (SLSA) is providing this fact sheet to provide more background on the issue, as well as recommendations of ways states can help student loan borrowers.