Primer on the Types of Federal Student Loans

Confused about which type of federal student loan you have? This primer will help you figure it out, including the loan repayment plans that loans in each program are eligible for.

  • William D. Ford Federal Direct Loan (Direct Loan) Program (FDLP)
  • Federal Family Education Loan (FFEL) Program (FFELP)
  • Department of Education-owned FFELP Loans
  • Federal Perkins Loan (Perkins) Program